The Art of Proper Reading

first_img Make a comment More Cool Stuff faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes Top of the News EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Cover Story The Art of Proper Reading Reading is a skill most of us take for granted. We either read to learn or read for pleasure. But do we really know how to differentiate the two? Or do we just read through it all without truly understanding? By FRANZ A.D. MORALES Published on Monday, October 14, 2013 | 1:22 pm When we read, we either read for information (serious reading) or read to pass the time (bed reading). Reading for information means we hope to improve our minds from it, while reading to pass the time is a means to keep us entertained.Serious reading and bed reading are two sides of the same coin. When we do some serious reading, we expand our mind and knowledge while enriching the soul. It is pleasurable, yet confined in a rigid discipline that’s hard to enjoy for long stretches.Bed reading, on the other hand, is pure pleasure. We don’t care if it contributes less towards the stretching of our mind or enriching of our souls, we get entertained and that’s what’s important.Problem is do we really spend time to understand it all? Or do we just consume everything as quickly as possible? These days, unfortunately, it seems we treat serious literature as bed reading material, while we take bed reading material seriously.It’s like watching documentaries for fun, while taking the latest celebrity gossip seriously. It’s not healthy.In this age where celebrity gossip, trashy romance novels, and poorly-written novellas made into movies rule the literary world, one should take a step back and start reading books that matter.Some reading suggestions:Across Five Aprilsby Irene HuntFrom the Newberry Award Winning author of ‘Up A Road Slowly,’ ‘Across Five Aprils’ tells the unforgettable story of Jethro Creighton, a boy who comes of age during the turbulent years of the Civil War.All Quiet on the Western Frontby Erich Maria RemarquePaul Bäumer enlists his classmates to join the German Army, and with youthful exuberance, they become soldiers. However, under the first bombardment in the trenches, they break into pieces. As the war continues year after year, Paul holds himself to a vow: to fight against the principles of hate that meaninglessly pits young men of the same generation but different uniforms against each other. That is, if he can come out of the war alive.The Helpby Kathryn StockettA story of three ordinary women, Skeeter, Aibileen, and Minny, as they take one extraordinary step, coming together for a clandestine project that will put them all at risk. Why? Because they are tired of the lines that define their town and their times, realizing that sometimes lines are made to be crossed.These books are meant to be savored and devoured slowly, though it can be read for pleasure as well. The titles can be both uplifting and entertaining, but most especially, definitely worth your while,Bed reading and serious reading are not exclusive from each other. What you can read for entertainment, can be read to enrich the soul, as long as you choose the right reading material.To find more books that can enrich your soul and expand your mind, visit The Book Rack at 2014 1st Ave., Arcadia or check out http://bookrackarcadia.com for more information. You can also call (626) 446-2525 for more details. Your email address will not be published. Required fields are marked * First Heatwave Expected Next Week center_img Name (required)  Mail (required) (not be published)  Website  Subscribe Community News 18 recommended0 commentsShareShareTweetSharePin it Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy Business News Community News Herbeauty10 Special Massage Techniques That Will Make You Return For MoreHerbeautyHerbeautyHerbeauty10 Most Influential Women In HistoryHerbeautyHerbeautyHerbeautyFinding The Right Type Of Workout For You According AstrologyHerbeautyHerbeautyHerbeautyThe Most Heartwarming Moments Between Father And DaughterHerbeautyHerbeautyHerbeauty6 Lies You Should Stop Telling Yourself Right NowHerbeautyHerbeautyHerbeauty10 Reasons Why Selena Gomez Has Billions Of FansHerbeautyHerbeauty Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadenalast_img read more

Data Suggests Post-Forbearance Foreclosure Surge Is Unlikely

first_img in Daily Dose, Featured, News Demand Propels Home Prices Upward 2 days ago Data Suggests Post-Forbearance Foreclosure Surge Is Unlikely The Week Ahead: Nearing the Forbearance Exit 2 days ago Related Articles Data Provider Black Knight to Acquire Top of Mind 2 days ago Home / Daily Dose / Data Suggests Post-Forbearance Foreclosure Surge Is Unlikely Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Share Save The Best Markets For Residential Property Investors 2 days ago February 12, 2021 12,912 Views 2021-02-12 Christina Hughes Babb Governmental Measures Target Expanded Access to Affordable Housing 2 days ago About Author: Christina Hughes Babb  Print This Post Christina Hughes Babb is a reporter for DS News and MReport. A graduate of Southern Methodist University, she has been a reporter, editor, and publisher in the Dallas area for more than 15 years. During her 10 years at Advocate Media and Dallas Magazine, she published thousands of articles covering local politics, real estate, development, crime, the arts, entertainment, and human interest, among other topics. She has won two national Mayborn School of Journalism Ten Spurs awards for nonfiction, and has penned pieces for Texas Monthly, Salon.com, Dallas Observer, Edible, and the Dallas Morning News, among others. Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago A feared foreclosure surge seems less likely than some anticipate, according to research associates at the Urban Institute.Flatlining forbearance rates have generated concern among members of the media, causing experts to predict that a large number of homeowners could face foreclosure in 2021.”Some policymakers worry about what will happen at the end of forbearance to these borrowers and whether borrowers who have not regained their prior financial position will go into foreclosure,” noted the institute’s Michael Neal and Lori Goodman. “But this widespread forbearance won’t necessarily happen, even among government loan borrowers who have a higher risk of default due to higher-initial-loan to value ratios, higher debt-to-income ratios, lower credit scores, and lower incomes than borrowers using conventional loans.”They say that loss mitigation policies and substantial housing equity can keep foreclosures at bay in most states.The two strong lines of defense are the “loss mitigation waterfall” and the amount of home equity that borrowers have accumulated thanks to home price appreciation.Borrowers in government securities have an average 22% equity buffer, which is a saving factor for those homeowners, according to the Urban Institute’s report.According to the institute’s analysis, the average borrower with a government loan has 22% equity.Just 3,771 of about 626,000 delinquent or forborne borrowers; .6%, have negative equity. Most (2,817) are U.S. VA loans, many of which are originated with loan-to-value ratios above 100%. Fewer than 500 FHA and Rural Housing loans have negative equity.In some states, the smaller home equity buffer may result in more foreclosures, note the authors.They write, “The share of mortgages with negative equity values range from a low of 0.1% in several states to highs of 1.8% in Wisconsin and 1.4% in Illinois. The share of borrowers with negative equity or near-negative equity are mostly in the single digits, with only Wisconsin, Illinois, and Alaska exceeding 10%.In analyzing the data, which can be read in full on urban.org, the researchers concluded that Americans will see far fewer foreclosures than they did after the Great Recession.”The three-month extension of the forbearance period announced on February 9 was welcome news, as it gives struggling borrowers more time to benefit from improved employment prospects as the economy recovers and to build an equity cushion; this is particularly critical to homeowners without equity,” UI reported. “A further extension may well be necessary.” Subscribe Previous: Decreased Delinquencies Only Tell ‘Part of the Story’ Next: The Week Ahead: Mortgage Servicing in Coming Months Servicers Navigate the Post-Pandemic World 2 days ago Sign up for DS News Daily Data Provider Black Knight to Acquire Top of Mind 2 days agolast_img read more

NFL referee from controversial Saints-Rams game heckled while officiating college basketball matchup

first_imgBill Vinovich when asked if it was a pass interference – “I don’t wanna talk about that stuff” pic.twitter.com/1rz4IpiKMn— matt (@MattMoon00) January 25, 2019A reporter did asked Vinovich about the call immediately following the NFC championship game, but Vinovich said he hadn’t seen the replay yet. Related News At one point, one fan blatantly asked Vinovich if Rams cornerback Nickell-Robey Coleman should have been called for a pass interference. Vinovich responded that he didn’t want to talk about it. It seems that Bill Vinovich’s name likely will be synonymous with the blown pass-interference call during the NFC championship game.The NFL referee was calling the BYU-Saint Mary’s college basketball game in Provo, Utah, on Thursday, when some fans confronted him about the botched call that could have sealed the win for the Saints. Nickell Robey-Coleman says pass was tipped during controversial no-call play in Rams-Saints game It’s unclear if Vinovich had seen the play by the time the BYU-Saint Mary’s game rolled around, but some fans didn’t want to take a chance on him missing another call.Bill Vinovich is one of the refs in the St. Mary’s at BYU basketball game on ESPN2. Surprise No. 1: His crew overturned a call. Surprise No. 2: He’s not working the UCLA game at Pauley Pavilion. pic.twitter.com/Hvd7N3a2xv— John Bialas (@johnbialas) January 25, 2019last_img read more